Archive for October, 2010




need to find coverage characteristics on coverage characteristics of usaa auto insurance, allstate home insurance, tricare health insurance, aflac disability insurance, prudential life insurance……need help quick , coverage characteristics on all the above ASAP




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If it can, what is needed to make the change? I was left money from my father,now deceased, and want my brother’s name to be put on the account instead of mine. The account is being held through a major insurance company.




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Federal Life and Casualty in Battle Creek, MI is now inactive. My dad had a 5k life insurance policy and has passed on. He has a fully paid policy on file. Is this a situation where the family is out of luck?




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Insurance Claims Examiner/Medical Biller?




Hi,
I’m starting school in November for Insurance Claims Examiner/Medical Biller. I decided to change programs after my first month enrolled in Medical Assisting and really did not like it. I thought the program my school offered was just standard Medical Biller and Coder. However today I noticed the program was called Insurance Claims Examiner/Medical Biller. I’m nervous now because I don’t know what that is. Can someone please give me some info on this. Thanks!




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Life insurance?




I have a whole life policy. My annual premium is 855. According to my schedule, the value upon surrender is 7320. Does this mean that if I cancel my policy, I will be paid 7320? Further more, would this be taxed heavily? I would think not since I did not get a tax break when I made my premium payments. If I withdrew money from a savings account, I would not be taxed on that, right?




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Permanent Address concerns?




I have sort of a dilema. I went to school In providence Rhode Island but I am from Massachusetts. I graduated in May of 07. Right now I live in an apartment with my name on the lease in RI, but I use my parents’ Massachusetts address as my permanent address. I have a bank account tied to my RI address and I have all my insurance (car, health, dental, life) tied to my Parents’ address. Pretty much all of the bills at the RI address are in my name but my pay checks etc, student loans, and other things all get sent to my parents’ address in Massachusetts. Is this a legal nightmare if I need to make a claim with my insurance? I really do consider my parents address as my permanent address I just have an apartment in RI as well I sort of live in two places. Should I have any concerns about this?




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I have emailed my senators several times about extending Cobra past 18 months. I keep on getting a form letter back stating that they supported the federal subsidy of paying Cobra. I pay 100% of my Cobra and happy with that. How come Congress cannot help the white collar worker and it does not cost taxpayer money?




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If the economy continues to worsen, the conservative movement is doomed.




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WHO DOES THE CASH VALUE OF LIFE POLICY BELONG TO?




INSURED AND OWNER OF LIFE POLICY IS IN WIFES NAME, BUT THE HUSBAND PAID ALL OF THE PREMIUMS ON IT WITH HIS OWN MONEY. IF POLICY IS CASHED IN, WHO RIGHTFULLY SHOULD GET THE MONEY?




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If you invest 0,000 in a brokerage CD, is it parceled out to 5 issuing banks at 0,000 each and thus fully FDIC insured?
Will the brokerage firm invest more than 0,000 of your money with a single issuing bank?




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