Archive for July, 2011

I am trying to sell life insurance. Is it against the Ca Department of Insurance to sell to immediate relatives like my parents, brothees and sisters?




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Whats the point of giving out dividends?

Whats the point of giving out dividends?




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I’ve never met this person but he is still my Uncle. He committed suicide before my brother and I were born. I am wondering all sorts of things like if he had a family and if he had addiction so many other things. I want to know more about him and his life. I have asked but no one wants to talk. For me its important. If anyone can help me in guiding me in the right direction of how to find out my answers I appreciate it a lot.




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which show should i go to which is a better venue?




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When I applied for insurance I wasn’t able to find all of the doctors I have been to in the past. Will my insurance company find out about them? I didn’t lie but I just don’t know if I put all of them. Is there like a database that pulls up every doctor you have ever been too in your life?




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Actuaries and graduate school?

I am currently an actuarial science major and was wondering how necessary it was to go to grad school. To me, the exams tell employers how much knowledge and skill you have and count for the studying and learning that grad school offers. And say, someone with a masters passes only 5 exams but someone with just a bachelors passes 7. Are the exams the important thing?




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For example, let’s say you purchase a short-term health insurance plan with a duration of 6 months. Then, 3 months from now, something goes wrong that will require treatment for many months or years (cancer, liver problems, a bad accident, etc).

Will the short-term health insurance plan only pay for your treatments for the remaining 3 months until the policy is set to expire? Or, since the health problem occurred while the plan was in effect, are treatments covered indefinitely (up until the lifetime maximum dollar amount is met)?




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Tax Deferred Annuity?

You want to set up a Tax Deferred Annuity that will generate monthly payments from interest when it comes to term in 30 years.

a. What amount is needed in the TDA at maturity to generate 00 interest per month when compounded at 6.5% monthly?

b. What monthly payments in an ordinary annuity will generate the future value needed for part(a) if invested at 8.25% compunded monthly for 30 years?




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im in my late 20′s. 3 yrs ago i set a life insurance policy. it is 3000 a yr and im going to be paying for it for 12 yrs. after that the policy value increases. is it worth it in the long run? who has done it out there?




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how much money does an insurance agent make?

I might be taking a job as an insurance agent for farmers insurance and I was just wondering if anyone knew what an agent made on average. I am just starting out and I don’t even have a license yet, but i am assuming I would be getting one through the company.




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