I recently got a quote from State Farm online & it adds up to about 200 a month; is this pretty cheap for a 18 year old who is a fairly new driver?




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My father is a retired SFC/Active Duty Army. He passed away in 1987 & wife does collect from that. But, I was wondering if she can get her own life insurance through the military? If not, is USAA a good choice to go through or can you recommended better?




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My mom recently passed away, and she had medical bills as she had no insurance. She had an IRA account in which my brothers & I are listed as the beneficiaries. Do we need to use this money to pay those medical bills instead of inheriting the money for ourselves?




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I just started working with an insurance company to make cold calls to set up appointments for the agents. What is the standard procedure for the insurance industry? How much is typically paid per appointment made & what is the typical percentage amount paid to me once a policy is sold?




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I’m a single mom with a six year old daughter. I have worked all my life and never depended on the welfare system. For the first time in my life after 25 years of being in the work force I can’t find a job that will work with my daughter’s visitation schedule with her father I am struggling trying to get any sort of help possible while living on credit cards which I’ll have to one day file bankruptcy when I max out. Anyone out there willing to help a single mother like me or know of an agency that can help? I worked in the mortgage industry/banking and even went back to school to study paralegal in hopes of finding a good paying job yet now I’m in more debt. If you don’t have any sort of a solution or ability to help out please I ask you kindly not to respond. I’m not looking for pity or any form of hurtful comment. Only if you’re willing to help guide me to an organization, government program or even if there’s an individual out there that’s willing to help. I need financial assistance to payoff my credit cards, go to court with an attorney, not by myself or I’ll lose to modify the visitation and find a
full-time job, with insurance. I have a verbally abusive ex-husband that has visitation with my daughter, I have to be home from work by 5:00 P.M. PST 2 days out of the week and every Friday I have to start work at 9:00 A.M., also 1st, 3rd and 5th weekends of the month on Fridays I need to be home from work by 5:00 P.M. so my ex-husband is able to pick up my daughter & practice his visitation rights!. I have asked him, to change his visitation hours so I can work and be home on time for the exchange but he has refused. Who is going to hire me in this economy if I have to ask the employer to accommodate me with my set hours and schedule!? I can’t go back to court because I don’t have anymore money to pay attorneys fees, but in my opinion my ex-husband has 2 attorney’s that have and will represent him in court for free because one is a family member and the other is a friend & in the pst they both have represented him in court. As for the rest of the time, I have someone who can watch my daughter after school while I’m at work but only until 5:00 P.M. but she will not to go through the exchange process. I need help or support, again to payoff my debts, find a job which will work with my schedule until I can go back to court and modify my visitation, that’s if the judge grants my request, or maybe there’s an attorney out there that will have mercy on me and represent me in court without charging to modify our visitation. I need to work and I need help.

Thank you




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Can you transfer your life insurance policy once fired?

If i’m fired from the employer providing my life insurance policy can I take the policy & pay on my own it myself or can i get the money back that i put into the policy or is the policy just lost once fired?




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My friend & her dad have 5 CD’s together as joint tenants. The beneficiaries to these are two sisters. But if he passes on will the joint tenant get his share or the beneficiaries? Thanks!.




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Confused re Life Insurance Policy.?

Two brothers, Jim & John, share the cost of maintaining a Life Insurance Policy for sister Sue. Jim is listed as the owner of the policy. John is named as beneficiary. When sister Sue dies, what happens to the Policy?




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What do I need to do to start an insurance agency?

I am already an independent agent (part time) with a couple of companies. I would like to start an agency & contract or hire agents to work through my company. Just would like to have an idea of the mountain of paperwork to get incorporated (if needed) and get started & making sure they have E&O & all that good stuff.

Plus how expensive is it for the filing of the papers & fees?




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Say a guy was pretty cocky at a meeting & you could tell he was pretty boss, as well as he made you laugh the whole time; does it turn you on?
If that were the case; what would you like him to do? I mean;
What would you expect from a guy like that? How could he get you in bed basically?
You know you’re going to see him again.




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