I am considering selling some of my annuity payments for a lump sum, but required to have life insurance policy as collateral. I currently have a policy which is more than needed to cover the amount needed, but dont know much about using as collateral. What types of policies are assignable? I know you can designate a beneficiary on the policy, but dont know if there is a certain type of policy needed for this purpose. Any info is greatly appreciated and thank you in advance.

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A old policy has a face value of 00. The current cash value, or surrender value is 00.
What amount will the beneficiary receive?
Mr. Pickle is wrong. I have the policy on my desk.

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My mother recently passed away. Unfortunately my father is extremely shady. The were divorced over 12 years ago. I am worried that there may be a life insurance policy showing him as the Beneficiary. How can I go about finding out if there is one and if so who is named on it? My father is the last one I want to benefit from her death. Especially after putting her through so much when she was still alive.

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My bf and I have a daughter and she is my only beneficiary.. She is 1 year old though what will happen if I die?? What will happen with the money since she’s just a baby?

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Lincoln financial group won’t let me cash in my annuity. I’ve had it for 15 years with my husband as beneficiary. He passed away and they are claiming that it is his money and I can’t have it. It is my annuity in my name, he was beneficiary. What steps can I take to get my money?

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Two brothers, Jim & John, share the cost of maintaining a Life Insurance Policy for sister Sue. Jim is listed as the owner of the policy. John is named as beneficiary. When sister Sue dies, what happens to the Policy?

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I want to change the beneficiary of my life insurance policy from my husband to my son. Since my son is only a baby I need to set up a trust for him in case something happens to me while he’s still a minor. I want my sister to be my Trustee but how do I set that up?

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My husband is the second beneficiary to his grandmother’s life insurance policy. His Grandfather was the first beneficiary but he had already passed away, so it goes directly to my husband. We have been waiting for four months now and when my husband calls the insurance people say they are waiting on the court system. I don’t understand.. please help! The insurance doesn’t have to be probated – my husband is the direct beneficiary now.

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Say I get a term life insurance for 20 years and the coverage is 0,000, and I start it today, how long will it take so that when I die, my beneficiary will get the money? Does it varies depending on the insurance company or is there a general effective date?

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Servicemembers’ Group Life Insurance (SGLI) is a program of low cost group life insurance for Active "Duty and Army Reserve Soldiers. SGLI coverage is available in ,000 increments up to the maximum of 0,000. SGLI premiums are currently $.065 per ,000 of insurance, regardless of the member’s age."

I got that directly from Goarmy.com Can anyone explain this to me? It says you can be covered up to 400k? Does that mean If I die, my family will get that much money? How does all this work?
The military could end up paying your beneficiary over 500k… That’s a lot of money. Soldiers die almost every day.

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