They’re saying it will slow down the already enormous back log for pending claims. My dad’s claim was just approved yesterday. My father is in terrible health and my parents have been fighting for this for more than two years. Will the shutdown affect his claim, considering he’s already been approved?
Thanks for the one word answers – any details would be appreciated. My parents’ house is in foreclosure and Dad’s depression is at a breaking point. Trying to get some answers.
Thank you, tonalc2!




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I am insured on my grandparent’s policy and my car belongs to them and is on their policy so it is legal. My car, however, is incapacitated at the moment and I am living with my parents now. I am an insured driver and all of my parent’s cars are insured. Can I drive one of their cars and still have coverage? If I got into an accident in one of their cars, would it still be insured? I need to settle a dispute with my dad so input is very much appreciated.




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First of all, sorry this is long but I really need some advice!! Please read this and help me…

I graduated last year from a university and got a bachelor of economics degree. Given the economy during the time, I couldn’t find a job so I went to a temp agency. I ended up working in a couple factories over the last 6 and a half months. I don’t mind the work at all, because it’s the people who make it worth getting up every day.

During this time I ended up going back to college for an associates degree in health care business services. I’m doing it because I’m struggling with trying to find what I want to do with my life. I’m taking 3 classes this semester, and I figure once I’m done with these 3, I’ll be able to tell if I want a job in this field or not. The classes are somewhat hard so far, I have to memorize medical codes and learn insurance principles.

Recently a friend of mine wanted me to come to a martial arts class. So I went one day just to humor him. When I went, I spoke to the instructor and talked about my situation. He ended up offering for me to come to his factory for an interview and seeing if he could get me a full time job. I went today and it’s looking like I’ll get the job, and it would be full time. I am so surprised by how this is happening.

My problem is, I don’t know what to do. I’m 22 years old and I live with my parents, going to school part time, working part time. Either of the factories I’ve been sent to could eventually hire me, and I’d be perfectly fine with that. I was actually offered a job a few months ago at the first factory I was at but I couldn’t at the time, because I was taking classes on campus. (I plan on taking them online from now on) If I get sent back to that factory, I could very well get hired there and that’s actually what I want to happen. There’s no guarantee it will.

So my question is, should I take this job now and get to working full time right away? I would be doing basic production work but also working with a computer, which I haven’t done at my other jobs.

Or should I pass this job offer up and keep my life the way it is? I would have more time for school and I would eventually get hired somewhere, probably in the summer. I would work at the factory until I’m done with school, which is about 2 years if I stick with the program. Until summer, I would probably only be working 30 hours a week unless more temp jobs open up.

What would be the best thing for me to do?
I’m currently working in a cheese factory.




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I don’t really get on very well with my parents, and i would like to move out, but i am studying a btec, and i only have a part time job. I am 18 years old, and i really don’t want to give up on studying just yet, but I’m not sure if i can live for another year with my parents. Can anyone help me, are there any benefits i can receive?




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Getting job in Dubai or Singapore?

Im in Philippines, badly looking for someone who can employ me or help me direct to an employer accepting entry level workers (2 years experience in Sales industry e.g Insurance). i need it by November…

Im Karl, i live in Philippines. I finished my undergrad in a reputable school in Philippines major in management and continued my passion for greater education for MBA; finished last May 2011.
Im going 24 this October 2011 but unfortunately, my birthday will be very lonely. I belong in an ethnic or minority group in Philippines. Im a muslim who moved in Manila for almost three years to learn new things. As my venture went on, i had learned few things on how will i see myself 10 years from now. However, all this dreams i have is about to end. Ive been engaged to a family since i was highschool. One thing when i was highschool was, i was very obedient to my parents and became the reason without a doubt for me to obey them often. They decided to arrange me for marriage engagement to a close friend of our family.
When took my college, many things had happened including the wider outlook of marriage i used to see and understand. Ive been trying to get the best effort i could to establish good rapport to that girl back then but shes very disrespectful and so rude on me. It made me felt sorry, stupid and no one. I told this things to my family about her shortcomings and my feelings about the situation, they never care to listen. They always told me that i should forget about it , because she was just a little girl or immature, and soon she will change. She was in elementary and highschool when we were having trouble understanding each other. She made some reasons for me to dislike her and even worse. I respect her family a lot like they were my second parents. But they’re not the ones whom i would marry with and sleep with, its their daughter.

To make the story short, this coming November, they asked me to marry her. But my life is thrilled with dreams that i want to reach. Secondly, i cant marry someone whom im not comfortable with. Im not a kid anymore. My family invited me for a final talk last month , they asked me especially my mom that not marrying her will create morale damage and will cause negative relationship to other relatves. Ive told her many times even my sisters my dad, but they wouldn’t listen.
This was the reason why they decided to abandon me after month of November, my mom told me to forget her being as my mom and forced my sisters not to help me from any reasons after. She begun weeping a nd crying. My heart was filled with emptiness and madness. But im trying to stay positive. I always knew this would happen.
This made me decided a couple of weeks to seek a new environment instead staying here in Philippines. Im going out for good, i cant live like this. Im losing my family but i don’t want to lose my faith on my fate. I want to cheer up myself that i could do something out of this madness.
However, Im having trouble looking for a job in Dubai online; looking for agency here in Philippine was quite expensive. I don’t have that much money to come up.
I want to beg someone who has a kind heart to help me look for an employer. I was a Financial Advisor in Insurance at a bank here in Philippines for about a year and been a credit card sales officer for couple of months. I don’t have much of that experience but i can prove my competence and credibility. I got an award from my previous employer for being productive on our team last 2010…
If someone barely knows an employer from Singapore or Dubai, it would be of great help if you could guide me there. Im worthy of trust and competence…




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How would life be for her is she is having the baby?
How can she prove that man is the father ?
Shall she think about abortion?
What would you so in her place, because she wants to have her mind up before talking to her parents




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Car Insurance for Teens?

Hi, Im 16 years old, going to get my license, and did parent taught drivers ed. All my life, ive wanted to drive, but now, I hear that car insurance for teenagers is so damn high. I heard it is at least 200 a month, and I know for a fact my parents cant afford that? What should I do? Some people I heard pay only 20 dollars a month, how the hell did they get suc ha low rate?

Also, Id like to drive a sports car, which im guessing is gonna make insurance way higher. So where can my parents get affordable insurance for me?




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I want to sign up my parents for the AARP membership but before I do that i want to know how much do the members get off of traveling; such as flights. It would be helpful if only AARP member or people with reliable knowledge can answer. Thank you!




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I am writing this on behalf of my mother. My parents are still married (she is in her early 50′s) and my dad is 75. She already has 90K universal life on her husband through metlife, and was told that without a physical they would only be able to increase it maybe 10k. My father REFUSES a physical and just seems bitter about helping her with obtain life insurance so there is no way in convincing him otherwise. What would you recommend as far as companies? He is still in good health. She is looking for a company with the max she could get for life insurance. She is self employed.

ALso she has insurance on herself for 90k too. (but most likely she will outlive my father since she is older than him) but she is now realizing that the policy amount is very little.




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What insurance should I get? I’m in my late 20′s and I’d like to make sure that if anything were to happen to me that my husband and son are left with enough to continue to stay on their feet. The 30 year term is affordable, but the life expectancy of my great grandparents, grandparents and parents, across the board is at least over 65. I’m as healthy as an ox now, but I know that diabetes, high blood pressure and high cholesterol run in my family. I’m very active so I have no signs of any disease related to heart disease. It’s a fear that I’ve had since I was a kid and it’s the main reason why I stay active. That being said, what should I get? I already have 2 cars and condo insurances through State Farm so I’d get something like 17% off my car insurance. I’m struggling to figure out which policy to choose. I need some insight.




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