I don’t have health insurance but I was offered a health insurance claim from GEICO covering ,500 of medical expenses. GEICO does not offer a list of places to visit and I would like to get an xray for my swollen ankle.




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Insurance claims job interview?

Any tips on interviewing for an insurance claims position? I currently work in sales and am interviewing for a claims position with a different company. If anyone has or currently works for Amica that would be great! Any tips on their testing would also be helpful.




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On average, how long does it usually take to recieve benefits from a disability claim with the VA? The claim is for PTSD, Depression, and Alcohol dependency. OIF/OEF veteran.




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For the last several years they send me a packet and a plastic card,I rip it up and every 3 months I get another one.Is AARP any good.If companies would stop sending junk mail to everyone they could save thousands of dollars.




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I am about to buy a house and wondered if there has been any insurance claims on it as I have in the past bought a house which I later found out by neighbours had a history of drainage problems.




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lets be honest hear. Fat people are prone to so many diseases such as heart problems, diabetes, cancer….etc. they either have to lose weight or die early,,,,,so if anyone marries a fat person, isnt that suspicious they only want life insurance claims after their early death?




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My wife and I are thinking about having another baby. My sister had aflac with her last baby and she said it was amazing. But it turns out aflac doesnt have that policy anymore. Im looking for insurance that has a cash benefit to cover household bills wile our other insurance covers the hospital bills.




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I recently got a quote from State Farm online & it adds up to about 200 a month; is this pretty cheap for a 18 year old who is a fairly new driver?




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Pacific Life PIA3 EIUL good for retirement?

Hello, I recently opted into a PIA3 with Pacific Life through my old boss whom I respect greatly (I seeked him out for this, he didn’t seek me out). When I worked at the financial services firm I always wanted to do a policy on myself once I found a career. I am now entering a career that when I retire, the pention will pay me about 70k a year. Rather than sinking money into a 401K or RothIRA, I’ve decided to do the PIA3 Global Indexed Universal Life (EIUL in most insurance circles). The floor is 1% guaranteed and the cap is 13.5%. I am only 21 and plan on sinking about 0 a month into it until I’m 48ish. I wanted to do this to plan for my future to supplement my pention, have addittional life insurance (250k), and also use it as an emergency fund/loan/education for my future kids and vacations 12-20 years from now. What are peoples opinions on my move to start this early and use it not as my sole means of retirement but an additional supplement? I’ve read some people saying it’s horrible, some saying it’s good. Seems most the people saying it’s horrible are for people who are starting it at an older age. I’m not a big risk taker so a VUL is out of the question.
Additional Details
Just for additional information: I chose, as of right now, to put %50 of my investments into a 5 year global market so Pacific Life counts interest towards %115 of the surplus money I put in as a reward for choosing the 5 year average. I chose to put the other %50 in a 1 year global market (lament terms) instead of the local US market because right now we are in a bad time for the US economy.

More info: I chose to have a low policy (250k) in order to use this as an investing tool first, life insurance second. I wanted the premium lower since my new career already provides a 400k life insurance policy.




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