A friend asked me this the other day and I don’t think it is possible but maybe someone out there knows. If you are on social security disability now and you attempt to work (they give you nine months every 5 years to try) – and if you cannot keep the job because of your disability can you claim disability at the new job? ie – the new job offers short term and long term disability insurance.




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all he gets now is social security…..and we are broke….can we borrow from this polivy
we need the money now just to survive can someone please help us

how do we go about borrowing against the policy…we own our home…but we have never borrowed on it ,….so can we borrow on the policy




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If I try for 12% I could lose all my principal.If I stick with the s&p 500 index my principal is gauranteed 0% and capped @20%. The way I withdraw my money is via policy loan and I’m charged 2.6% that I do not have to pay back and is taken out of my account that is earning interest. I plan to invest 0/month so a Roth IRA is out of the question. This investment is tax deferred but policy loans are not considered taxable distributions so I still can qualify for social security benefits.
The investment is a 12% average over 20 years and is not guaranteed only historical returns




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If I’m lazy to go to work can I depend on the social security income ? While depending on social security can I apply for a life insurance policy ?




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Schedule A form line 10-14 summarize?

Can someone please summarize the instructions for lines 10-14? Here’s the website:

http://www.irs.gov/pub/irs-pdf/i1040sca.pdf

I summarized if, yet it is too long

Line 10
A home. Ex. House, condo, cooperative, mobile home, boat, etc.
Has to include sleeping space, bathroom, or kitchen area.
Mortgage is any loan that is secured by the main home, or second home. It can include 1st and 2nd mortgage and home equity loans and refinance mortgages.
How to enter
Enter the mortgage interest and points recorded on form 1098.
If it shows any refund, don’t reduce your deduction.
If you paid more interest, see publication 936 to see if you can deduct your additional interest.
Line 11
If you and one other person reliable for the mortgage and the interest is recorded on form 1098 for the other person, record your share of interest on line 11.
 If you did not receive the form from the recepient, then use Line 11
If you bought a house from the recepient, you need their name, social security number, and address.
If not, you have to pay a fine
Line 12
This is all your points not recorded on form 1098
Points you paid are only deductable over the life of the loan.
You must deduct points you paid to refinance a mortgage over the life of the loan.
If you use the money to improve your home, you could possibly deduct the payments depending on what year it was paid.
Line 13
Mortgage Insurance Premium
Qualified mortgage insurance provided by the department of veterans affairs the federal housing administration or the global housing service.
There is a limit on the amount you can deduct:
You cannot deduct money if your mortgage insurance premium is 9,000 or ,500
If your insurance premium is more than 0,000 or ,000 if married filing separately, your deduction is limited.
Line 14
Investment interest is a tax on loans but only the loans that are used for mortgage.
You are required to fill out form 4952 unless if all three of these exceptions apply:
Your investment interest is not more than your investment income.
You don’t have any other deductible investment expenses.
You have no disallowed investment expense from the previous year.




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The US spends over 0,000,000,000 (300 Billion) per year in entitlement programs for welfare, assisted living, social security, medicare, medicade, and other entitlement programs.

I’m wondering, how much of that goes toward bureaucracy?
How much of that money goes to private profit that takes advantage of the state-sanctioned increase in demand for those services? (Obviously, the price of drugs, for instance, is dramatically increased because the government spends billions on it, allowing to pharmaceutical companies to pretty much charge whatever they want.)

Is it even possible to for this be measured or at least estimated?




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My dad is going to add my hubby and I to his will so that we get custody of my little brother if anything were to happen to him and my stepmom. He also wants to add us to his life insurance policy so that we would recieve that as well so that we would be set for my little brother. The company is asking for our social security numbers, birthdays, addresses and names to add us. Does that sound right? Or is that fishy to give out all of that info?




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I am a former federal employee who went out on disability 2 months ago and has been offered a position by AARP SCSEP Program to train/work to work with the City government. If I accept this position, will this affect my social security disability payment?




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My ex and I were never married when we had our son so I am worried that if something were to happen to him, I would be stuck with just social security and I feel that is not enough to help our son with the needs in his life such as college, a house and other expenses. I have a policy on myself and our son is the beneficiary if something were to happen to me but his dad is very irresponsible and inmature so he doesn’t have anything like this for him. So being that I am the more mature one, I want to take out a life insurance policy on my ex (which I would pay for) but I don’t know how to tell him. I already know that I have to get his permission and have him sign all the documents in order to get a policy on him. I also know he is not going to be understanding so how would I introduce this to him to let him know it is for the benefit of our child?




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how much can a taxpayer/stockholder make in dividends before they have to file a tax return if all there income is dividends and social security?




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