How much does Whole Life insurance cost?

I have a quote for 20-year term life insurance for a non-smoker for a month.

How much would it be a month for whole life insurance?
I forgot to add that the term was for 0,000
An answer would be great, by the way.




Technorati Tags: , , , , , ,

What company do you like for life insurance?

I am looking at changing my 20 year term life insurance. I am looking for recomendations. I am currently with Primmerica Life. Persons with some actual experience in this area please.




Technorati Tags: , , , ,

When will term life insurance become effective?

Say I get a term life insurance for 20 years and the coverage is 0,000, and I start it today, how long will it take so that when I die, my beneficiary will get the money? Does it varies depending on the insurance company or is there a general effective date?




Technorati Tags: , , , , , , , ,

Saving money and life insurance?

My husband and I are shopping for life insurance, and are considering Universal Life. The reason being: the cash value claims to be safe from creditors and collections. We do want to save money that earns interest, but can’t do it through a banks because of the many debts that we owe, collections can seize your bank account (they’ve done it to us before). Term life insurance seems like a waste because if the policy expires, we don’t get the money back, and if we have to renew, the premium will definately go up. Does anyone (please?) have any advice regarding these two MAJOR financial decisions? (We have three children) Thanx a lot.
Child support can seize an account too, not just the IRS….as well as the DMV for failure to pay insurance, because these are debts owed to the state. Our debt does not involve credit cards.




Technorati Tags: , , , , , , , , , , , , , , , ,

Do you know any insurance company which sells a 20-year Term Life Insurance or 20-year Endowment Insurance to a person at age 60?
I ask it because the age of buyer (60 and more) may cause the insurance to be expensive.

compare a 20 years term insurance when a person age 20 buy it and when a 60-year-old one buy it !!!

What is the limitation of selling term insurance for an insurance company regarding age of the insured???




Technorati Tags: , , , , , , , ,

If you choose term life insurance, how might you then provide a long-term savings for yourself since term insurance has no savings plan?




Technorati Tags: , , , , ,

We are looking for term Life insurance for my dad
-He is 48 years old.
-He drinks occasionally
-Tobacco user
-full time Truck driver
-Has Type 2 Diabetes (Right now its not in control he had high Hcl results last time he got his lab done )
-He applied for New york life insurance and they denied his application coz of high blood sugar results )

so what company can provide him good coverage with affordable price or its just impossible for Diabetes patient to get a life insurance ?

what are the high rating insurance companies out there ? I searched online but when it comes to reviews every company has 50/50 good and bad reviews .doN’T KNOW HAT TO DO.!




Technorati Tags: , , , , , , , , , , , , , , ,

Term life insurance policy value?

My father in law has a term life insurance policy with a face value of 0, issued in 1957. In 1967 all of the premiums were paid, and he has an endorsement certificate stating it has been paid. If he were to cash it in today, how much would his policy be worth?




Technorati Tags: , , , , , , , , ,

I know their fees are ridiculously high and their returns aren’t anything special. I feel that it’s smarter to buy term life insurance and invest in no load mutual funds versus putting money somewhere that charges fees for everything.




Technorati Tags: , , , , , ,

life insurance?

I have term life insurance with state farm one day while talking to a state farm agent the requested an insurance called universal life insurance and they would send me some info they never did even after calling two or three times. I’am 49 yrs old and had term life insurance with them for a long time i think there’s something there not telling me i don’t know how the life insurance game work ?




Technorati Tags: , , , , , , , , , ,